Broker Check

How We Work With Our Clients...

Investment “Watch Dog” Service *

  • Reviewing your investments and designing a personalized portfolio appropriate to your needs
  • At your request, quarterly, semi-annual or annual meetings to review and evaluate your investment performance, update your overall financial objectives and if necessary, reallocate your portfolio as agreed upon by you
  • Independent advice
  • Recommendations regarding positioning of funds within your employer provided retirement plans such as 401(k)s

Insurance Planning 

  • Insurance risk management assessment
  • Complete insurance audit, making sure all insurance policies are up-to-date and meet your goals
  • Discussion of tax advantages of using insurance in your financial portfolio
  • Affiliation with numerous insurance vendors offering you many options to meet your insurance needs: life, accident, health, disability, and long term care

Tax Reduction Planning 

  • At your request, annual review of your tax situation and planning to incorporate any new tax law changes
  • Suggestions for maximizing tax reduction strategies 
  • I will consult with your tax preparer, if requested, at no additional charge to you from me 
  • Recommendations of tax solutions including tax advantaged investments
  • Staying up-to-date on and presenting new tax laws that can affect your situation 

Retirement Income & Distribution Planning 

  • Analysis of your income needs now and in the future helping you stay on pace with future desires
  • Continual development and implementation of recommendations to fund your income needs and help maintain a comfortable standard of living
  • Recommendations regarding the best distribution strategy for your employer retirement plans and IRAs
  • Analysis of the beneficiaries of your IRAs

Family Wealth Planning 

  • Analysis of your current estate plan and concerns
  • I will consult with your attorney, if requested, at no additional charge to you from me
  • Assistance in creating and transferring assets to your Living Trust or other trusts
  • Providing guidance with the appropriate and necessary steps in the event of the death of a loved one

Client Services & Communications

  • Helping you gain financial wisdom through knowledge and understanding using a “four cornerstone” process to help you sort through and understand the vast number of financial options available 
  • At your request, quarterly, semi-annual or annual reviews
  • Special reports on how to help reduce your taxes and other important topics