How We Work With Our Clients...
Investment “Watch Dog” Service *
- Reviewing your investments and designing a personalized portfolio appropriate to your needs
- At your request, quarterly, semi-annual or annual meetings to review and evaluate your investment performance, update your overall financial objectives and if necessary, reallocate your portfolio as agreed upon by you
- Independent advice
- Recommendations regarding positioning of funds within your employer provided retirement plans such as 401(k)s
Insurance Planning
- Insurance risk management assessment
- Complete insurance audit, making sure all insurance policies are up-to-date and meet your goals
- Discussion of tax advantages of using insurance in your financial portfolio
- Affiliation with numerous insurance vendors offering you many options to meet your insurance needs: life, accident, health, disability, and long term care
Tax Reduction Planning
- At your request, annual review of your tax situation and planning to incorporate any new tax law changes
- Suggestions for maximizing tax reduction strategies
- I will consult with your tax preparer, if requested, at no additional charge to you from me
- Recommendations of tax solutions including tax advantaged investments
- Staying up-to-date on and presenting new tax laws that can affect your situation
Retirement Income & Distribution Planning
- Analysis of your income needs now and in the future helping you stay on pace with future desires
- Continual development and implementation of recommendations to fund your income needs and help maintain a comfortable standard of living
- Recommendations regarding the best distribution strategy for your employer retirement plans and IRAs
- Analysis of the beneficiaries of your IRAs
Family Wealth Planning
- Analysis of your current estate plan and concerns
- I will consult with your attorney, if requested, at no additional charge to you from me
- Assistance in creating and transferring assets to your Living Trust or other trusts
- Providing guidance with the appropriate and necessary steps in the event of the death of a loved one
Client Services & Communications
- Helping you gain financial wisdom through knowledge and understanding using a “four cornerstone” process to help you sort through and understand the vast number of financial options available
- At your request, quarterly, semi-annual or annual reviews
- Special reports on how to help reduce your taxes and other important topics
